Leasing Leasing is a practical and convenient way to finance office furnishings and related services. In fact, leasing has become the preferred method of financing furniture acquisitions for many of our clients. With the right information, clients have the ability to assess the costs and benefits of various leasing products and discover how to use leasing to add to financial performance. Advantages of leasing for your business:   Leasing Conserves Capital - instead of tying up your money in a capital equipment purchase, or utilizing bank loans, which usually require compensating balances and/or loan covenants, a lease allows you to pay for your purchase in low monthly lease payments. You retain your cash for investing in higher return opportunities. Leasing also circumvents capital budget restraints. Protect Your Lines of Credit – leasing allows you to keep your credit lines open and preserve your borrowing power for other opportunities. Off Balance Sheet Financing – certain types of leases may help you to better manage the balance sheet and improve the overall financial picture. Tax Treatment – certain types of leases may offer the option of deducting 100 percent of the lease payment as a business expense. Fixed-Rate Financing – leasing provides fixed monthly payments – your interest rate remains the same for the term of the lease. Improves Product Affordability – lease financing provides you with more purchasing power to acquire what you want, when you need it. Flexibility – there are a variety of leasing products available, allowing you to customize a program to address needs and requirements – cash flow, budget, cyclical fluctuations, etc.